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List of Interest-Bearing Debts

as of May 29, 2026

Short-Term Loans Payable
5,500 million yen
Long-Term Loans Payable
209,600 million yen
Total Loans Payable
215,100 million yen
Investment Corporation Bonds
27,900 million yen
Total interest-bearing debts
243,000 million yen

as of May 29, 2026

Short-Term Loans Payable

Lender Balance
(million yen)
Fixed/Floating Interest Rate Drawdown Date Repayment Date Remarks
Mizuho Bank, Ltd. 5,500 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.1%
December 19, 2025 July 3, 2026 Unsecured/
Unguaranteed
Total 5,500

Long-Term Loans Payable

Lender Balance
(million yen)
Fixed/
Floating
Interest Rate Drawdown Date Repayment Date Remarks
Mizuho Bank, Ltd. 2,000 Fixed rate 0.401% June 27, 2023 June 25, 2027 Unsecured/
Unguaranteed
1,000 Fixed rate 0.795% November 21, 2017 November 19, 2027
1,000 Fixed rate 0.691% March 11, 2024 March 10, 2028
2,000 Fixed rate 0.532% June 27, 2023 December 27, 2028
2,000 Fixed rate 0.646% December 5, 2019 December 5, 2029
3,000 Fixed rate 0.675% March 30, 2021 March 31, 2031
600 Fixed rate 0.675% March 30, 2022 March 30, 2032
1000 Fixed rate 0.675% March 30, 2022 March 30, 2032
2,400 Fixed rate 0.675% March 30, 2022 March 30, 2032
1,000 Fixed rate 0.948% June 27, 2023 June 27, 2033
1,000 Fixed rate 1.400% March 11, 2024 March 10, 2034
2,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.385%
March 24, 2025 March 23, 2035
5,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.385%
February 4, 2026 February 4, 2036
MUFG Bank, Ltd. 4,000 Fixed rate 0.450% June 25, 2021 June 23, 2028 Unsecured/
Unguaranteed
1,000 Fixed rate 0.938% March 25, 2024 March 25, 2030
2,000 Fixed rate 1.064% March 25, 2024 March 25, 2031
1,000 Fixed rate 1.116% August 31, 2023 August 29, 2031
2,000 Fixed rate 1.185% March 25, 2024 March 25, 2032
2,000 Fixed rate 1.379% December 13, 2024 December 13, 2032
3,000 Fixed rate 1.817% September 5, 2025 March 3, 2034
3,000 Fixed rate 1.752% September 5, 2025 September 5, 2033
3,000 Fixed rate 1.689% September 5, 2025 March 4, 2033
Sumitomo Mitsui Banking Corporation 2,000 Fixed rate 0.450% March 30, 2021 March 30, 2028 Unsecured/
Unguaranteed
2,500 Fixed rate 0.698% June 27, 2022 June 27, 2029
2,000 Fixed rate 0.525% March 30, 2022 March 29, 2030
2,000 Fixed rate 0.600% March 30, 2022 March 28, 2031
2,500 Fixed rate 0.675% March 30, 2022 March 30, 2032
1,000 Fixed rate 1.368% December 5, 2023 June 3, 2033
2,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.335%
November 5, 2024 November 4, 2033
3,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.335%
June 26, 2025 June 26, 2034
2,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.335%
July 4, 2025 July 4, 2034
Development Bank of Japan Inc. 3,000 Fixed rate 0.843% December 15, 2016 June 14, 2027 Unsecured/
Unguaranteed
1,000 Fixed rate 0.651% March 1, 2024 September 1, 2027
1,000 Fixed rate 0.795% November 21, 2017 November 19, 2027
2,100 Fixed rate 0.572% June 27, 2019 June 27, 2029
800 Fixed rate 0.600% June 25, 2021 June 25, 2030
2,000 Fixed rate 0.600% December 3, 2021 December 3, 2030
1,000 Fixed rate 1.064% March 1, 2024 February 28, 2031
2,000 Fixed rate 1.673% March 24, 2025 March 24, 2033
SBI Shinsei Bank, Ltd. 1,000 Fixed rate 0.843% December 15, 2016 June 14, 2027 Unsecured/
Unguaranteed
1,000 Fixed rate 0.651% March 1, 2024 September 1, 2027
5,000 Fixed rate 0.673% April 5, 2019 April 5, 2029
1,000 Fixed rate 0.525% September 24, 2020 September 25, 2028
1,000 Fixed rate 0.675% September 24, 2020 September 24, 2030
1,000 Fixed rate 1.064% March 1, 2024 February 28, 2031
2,000 Fixed rate 1.393% December 5, 2024 December 3, 2032
Shinkin Central Bank 3,000 Fixed rate 0.663% December 5, 2018 June 4, 2027 Unsecured/
Unguaranteed
2,000 Fixed rate 0.447% June 27, 2019 December 27, 2027
2,000 Fixed rate 0.525% December 14, 2021 December 14, 2029
3,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.335%
October 4, 2024 October 4, 2033
The Norinchukin Bank 2,000 Fixed rate 0.405% June 27, 2019 June 25, 2027 Unsecured/
Unguaranteed
2,000 Fixed rate 0.525% December 24, 2020 December 25, 2028
2,000 Fixed rate 0.525% December 14, 2021 December 14, 2029
3,000 Fixed rate 1.177% October 4, 2024 October 4, 2032
1,000 Fixed rate 1.811% June 5, 2025 June 5, 2035
Resona Bank, Ltd. 2,000 Fixed rate 0.600% March 1, 2024 March 1, 2027 Unsecured/
Unguaranteed
2,000 Fixed rate 0.998% March 1, 2024 August 30, 2030
2,000 Fixed rate 0.887% September 30, 2022 September 30, 2031
2,000 Fixed rate 1.634% July 4, 2025 July 4, 2034
2,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.285%
July 4, 2025 July 4, 2033
Aozora Bank, Ltd. 1,000 Fixed rate 0.651% March 1, 2024 September 1, 2027
500 Fixed rate 0.525% September 24, 2020 September 25, 2028
1,000 Fixed rate 1.259% February 25, 2025 February 23, 2029
1,000 Fixed rate 1.335% February 25, 2025 February 25, 2030
1,000 Fixed rate 0.525% April 5, 2022 April 5, 2030
1,000 Fixed rate 1.064% March 1, 2024 February 28, 2031
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.29%
August 23, 2024 August 23, 2032
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.285%
February 25, 2025 February 25, 2033
1,000 Fixed rate 1.646% July 3, 2025 July 3, 2034
Mizuho Trust & Banking Co., Ltd. 3,000 Fixed rate 0.586% February 4, 2020 February 4, 2030 Unsecured/
Unguaranteed
2,000 Fixed rate 0.606% March 30, 2020 March 29, 2030
2,000 Fixed rate 0.675% December 24, 2020 December 24, 2030
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.385%
February 5, 2025 February 5, 2035
The Bank of Fukuoka, Ltd 2,000 Fixed rate 0.480% July 7, 2016 July 7, 2026 Unsecured/
Unguaranteed
1,000 Fixed rate 0.554% September 24, 2019 September 21, 2029
1,000 Fixed rate 0.598% January 30, 2020 January 30, 2030
2,000 Fixed rate 1.183% October 6, 2023 October 6, 2031
Meiji Yasuda Life Insurance Company 3,200 Fixed rate 0.813% June 21, 2018 June 21, 2028 Unsecured/
Unguaranteed
1,000 Fixed rate 1.738% February 5, 2025 February 5, 2035
SUMITOMO LIFE INSURANCE COMPANY 1,000 Fixed rate 0.583% July 22, 2019 July 20, 2029 Unsecured/
Unguaranteed
1,000 Fixed rate 0.598% January 30, 2020 January 30, 2030
2,000 Fixed rate 1.231% October 11, 2024 October 8, 2032
The Shinkumi Federation Bank 4,000 Fixed rate 0.358% August 5, 2022 August 5, 2027 Unsecured/
Unguaranteed
THE NISHI-NIPPOM CITY BANK,LTD. 1,000 Fixed rate 0.525% December 14, 2021 December 14, 2029 Unsecured/
Unguaranteed
1,000 Fixed rate 2.198% May 27, 2026 May 27, 2031
1,000 Fixed rate 2.374% May 27, 2026 May 27, 2032
1,000 Fixed rate 2.540% May 27, 2026 May 27, 2033
The Chugoku Bank, Ltd. 2,000 Fixed rate 1.257% October 6, 2023 October 6, 2031 Unsecured/
Unguaranteed
The Yamagata Bank, Ltd. 1,000 Fixed rate 0.491% July 5, 2023 July 5, 2028 Unsecured/
Unguaranteed
1,000 Fixed rate 0.781% July 5, 2023 July 4, 2031
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.385%
March 24, 2025 March 23, 2035
Yamaguchi Bank, Ltd. 1,000 Fixed rate 0.795% November 21, 2017 November 19, 2027 Unsecured/
Unguaranteed
1,000 Fixed rate 0.598% January 30, 2020 January 30, 2030
1,000 Fixed rate 0.675% March 30, 2022 March 30, 2032
The Iyo Bank, Ltd. 1,000 Fixed rate 0.598% January 30, 2020 January 30, 2030 Unsecured/
Unguaranteed
1,000 Fixed rate 1.301% October 6, 2023 October 6, 2031
Kansai Mirai Bank, Limited. 1,000 Fixed rate 0.600% March 30, 2022 March 30, 2032 Unsecured/
Unguaranteed
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.2%
December 5, 2024 December 5, 2033
The Kiyo Bank, Ltd. 1,000 Fixed rate 0.598% January 30, 2020 January 30, 2030 Unsecured/
Unguaranteed
1,000 Fixed rate 0.675% March 30, 2022 March 30, 2032
The Gunma Bank, Ltd 1,000 Fixed rate 0.680% July 5, 2023 July 5, 2030 Unsecured/
Unguaranteed
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.185%
February 5, 2025 February 5, 2032
The 77 Bank,Ltd. 1,000 Fixed rate 0.543% May 31, 2023 November 30, 2028 Unsecured/
Unguaranteed
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.285%
March 24, 2025 March 24, 2034
Sompo Japan Insurance Inc. 2,000 Fixed rate 0.802% December 25, 2023 June 25, 2029 Unsecured/
Unguaranteed
The Daishi Hokuetsu Bank, Ltd. 1,000 Fixed rate 0.566% November 21, 2022 November 21, 2028 Unsecured/
Unguaranteed
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.235%
February 5, 2025 February 5, 2032
Taiyo Life Insurance Company 1,000 Fixed rate 0.811% June 4, 2018 June 5, 2028 Unsecured/
Unguaranteed
1,000 Fixed rate 0.675% December 25, 2020 December 24, 2030
Daiwa Next Bank, Ltd. 1,000 Fixed rate 0.651% March 1, 2024 September 1, 2027 Unsecured/
Unguaranteed
1,000 Fixed rate 0.887% February 5, 2024 August 3, 2029
The Chiba Bank, Ltd. 1,000 Fixed rate 0.852% October 25, 2023 October 25, 2028 Unsecured/
Unguaranteed
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.21%
February 5, 2025 February 3, 2034
Nippon Life Insurance Company 2,000 Fixed rate 0.906% November 22, 2023 April 20, 2029 Unsecured/
Unguaranteed
Hachijuni Nagano Bank, Ltd. 1,000 Fixed rate 0.310% September 24, 2021 September 24, 2026 Unsecured/
Unguaranteed
1,000 Fixed rate 1.465% October 9, 2025 October 9, 2030
The Fukui Bank, Ltd. 1,000 Fixed rate 1.106% August 5, 2024 February 5, 2031 Unsecured/
Unguaranteed
1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.29%
March 24, 2025 March 24, 2034
The Yamanashi Chuo Bank, Ltd. 1,000 Fixed rate 0.600% April 30, 2021 April 30, 2030 Unsecured/
Unguaranteed
1,000 Fixed rate 0.600% April 5, 2022 April 5, 2032
The Akita Bank, Ltd. 1,000 Fixed rate 1.044% December 5, 2024 December 5, 2028 Unsecured/
Unguaranteed
The Asahi Shinkin Bank 1,000 Fixed rate 1.098% February 5, 2024 February 5, 2031 Unsecured/
Unguaranteed
The Ashikaga Bank, Ltd. 1,000 Fixed rate 0.471% July 5, 2023 July 5, 2028 Unsecured/
Unguaranteed
The Bank of Iwate, Ltd. 1,000 Fixed rate 1.443% October 3, 2025 October 3, 2031 Unsecured/
Unguaranteed
The Ogaki Kyoritsu Bank, Ltd. 1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.34%
March 25, 2026 March 25, 2036 Unsecured/
Unguaranteed
The Bank of Kyoto, Ltd. 500 Fixed rate 0.441% July 5, 2023 July 5, 2028 Unsecured/
Unguaranteed
500 Fixed rate 0.600% March 30, 2022 March 30, 2032
The Keiyo Bank, Ltd. 1,000 Fixed rate 0.491% July 5, 2023 July 5, 2028 Unsecured/
Unguaranteed
The Shiga Bank, Ltd. 1,000 Fixed rate 1.106% August 5, 2024 February 5, 2031 Unsecured/
Unguaranteed
Daido Life Insurance Company 1,000 Fixed rate 0.991% December 25, 2023 December 25, 2030 Unsecured/
Unguaranteed
Tokio Marine & Nichido Fire Insurance Co., Ltd. 1,000 Fixed rate 0.443% June 27, 2023 December 27, 2027 Unsecured/
Unguaranteed
The Hyakugo Bank, Ltd. 1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.21%
April 25, 2025 October 24, 2031 Unsecured/
Unguaranteed
The Hiroshima Bank, Ltd. 1,000 Fixed rate 0.566% November 21, 2022 November 21, 2028 Unsecured/
Unguaranteed
Mitsui Sumitomo Insurance Company, Limited 1,000 Fixed rate 0.310% October 4, 2019 October 2, 2026 Unsecured/
Unguaranteed
Sumitomo Mitsui Trust Bank, Limited 1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.135%
March 25, 2026 March 25, 2031 Unsecured/
Unguaranteed
The Minato Bank, Ltd. 1,000 Floating rate Base rate
(1 month JPY TIBOR)
+ 0.215%
November 5, 2024 November 4, 2033 Unsecured/
Unguaranteed
The Musashino Bank, Ltd. 1,000 Fixed rate 1.500% October 3, 2025 October 3, 2031 Unsecured/
Unguaranteed
Total 209,600
Total Loans Payable 215,100
  • Funds are used for purchasing real estate or real estate beneficiary interests in trust (including accompanying expenses), repaying loans payable and redemption of investment corporation bonds.
  • All borrowings are subject to principal lump-sum repayment on maturity.
  • The base interest rate for floating rate borrowing is shall be the 1 month JBA Japanese Yen TIBOR .